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We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

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Loan Programs

Here at Capital BOC, we have the right loan program for you. Whether you are looking for Purchase, Refinance, or Specialized Loans, we can do it!

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Mortgage Calculators

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What Our Customers Say About Us

We care what our customers think of us and so should you. We are partners in your business and your success is ours.

Rating
5.0
25 reviews
Ismael Reynaga
Grateful for Abraham and his team! Very communicative and knowledgeable. Responds to you in a very professional manner. If you are looking to purchase a home he is your guy!
Grateful for Abraham and his team! Very communicative and knowledgeable. Responds to you in a very professional manner. If you are looking to purchase a home he is your guy!

Ismael Reynaga

3 months ago

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Rosie Menera
I absolutely 100% recommend Abraham and his team. Abraham answered all of our questions and made our first time home purchase very easy!
I absolutely 100% recommend Abraham and his team. Abraham answered all of our questions and made our first time home purchase very easy!

Rosie Menera

3 months ago

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maxine munoz
Capital BOC is a great company to work with. We closed many files together and they went smoothly. John and his team are fast and very communicative through the process of the file. If you’re looking for a loan I recommend them!
Capital BOC is a great company to work with. We closed many files together and they went smoothly. John and his team are fast and very communicative through the process of the file. If you’re looking for a loan I recommend them!

maxine munoz

5 months ago

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Stephanie Nava
We just closed on our clients first home, hard working family that owns and operates their own business. They had been denied 2 other times before connecting with Abe and his team! We are forever grateful for getting us to the finish line on this transact ...
We just closed on our clients first home, hard working family that owns and operates their own business. They had been denied 2 other times before connecting with Abe and his team! We are forever grateful for getting us to the finish line on this transaction. My clients are super happy and can’t stop thanking me. Thank you for making me look like a rockstar!
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Stephanie Nava

5 months ago

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THE RIVERA KINGS
I HIGHLY HIGHLY HIGHLY RECOMMEND HIM!!! ONE BAD A@# MOFO ..HE IS ON POINT AND MY DREAM CAME TRUE.... THE RIVERA FAMILY LOVES YOU BUDDY..WE WILL DO BUSINESS AGAIN.....!!!!!!!!!!
I HIGHLY HIGHLY HIGHLY RECOMMEND HIM!!! ONE BAD A@# MOFO ..HE IS ON POINT AND MY DREAM CAME TRUE.... THE RIVERA FAMILY LOVES YOU BUDDY..WE WILL DO BUSINESS AGAIN.....!!!!!!!!!!

THE RIVERA KINGS

5 months ago

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Abraham Mancilla
Discover Home Ownership with Capital BOC: Your Journey, Simplified. Imagine stepping into a world where mortgages are made effortless. At Capital BOC, we speak your language, guiding you with precision and care. Picture a team that's not just experts, bu ...
Discover Home Ownership with Capital BOC: Your Journey, Simplified. Imagine stepping into a world where mortgages are made effortless. At Capital BOC, we speak your language, guiding you with precision and care. Picture a team that's not just experts, but partners in your home-buying adventure, local savants, and national pioneers, all in one. Visualize a process so streamlined, it feels like second nature. We're not just processing loans; we're crafting pathways to your dream home. And as you think about the future, know that with Apex, you're supporting a movement of home ownership, enriching communities one key turn at a time. Choose Capital BOC, where every conversation is a step closer to home. Feel the confidence. Embrace the simplicity. Begin your journey today. Have a blessed day!
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Abraham Mancilla

5 months ago

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Nancy Velis
Highly recommend. Professional, timely, awesome customer service and very knowledgable! What I'm impressed with most is as soon as an email or phone call is made they follow up immediately. Great team to work with on your mortgage loan needs.
Highly recommend. Professional, timely, awesome customer service and very knowledgable! What I'm impressed with most is as soon as an email or phone call is made they follow up immediately. Great team to work with on your mortgage loan needs.

Nancy Velis

7 months ago

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Letty Villaescusa
Recently had the pleasure of working with John Pagani as a real estate agent, and I cannot recommend him highly enough. Throughout the entire process, he consistently demonstrated his exceptional professionalism, approachability, attention to detail, and ...
Recently had the pleasure of working with John Pagani as a real estate agent, and I cannot recommend him highly enough. Throughout the entire process, he consistently demonstrated his exceptional professionalism, approachability, attention to detail, and excellent communication skills. From the initial consultation to the closing of our dream home, John went above and beyond to ensure that we understood every step of the home-selling process and home-buying process. His ability to break down complex concepts into simple terms and present them in a way that we could comprehend was truly impressive. Not only was he approachable and easy to reach whenever we had questions or concerns, but he was also incredibly patient in addressing each and every one of them. He took the time to listen attentively to our needs, preferences, and concerns, ensuring that he fully understood what we were looking for in a home. His thoroughness instilled confidence in us and assured us that we were making informed decisions every step of the way. John really demonstrated a genuine passion for helping people find their ideal homes. His enthusiasm and positive attitude were infectious, making the journey enjoyable and exciting. It was evident that he truly cared about our satisfaction and worked tirelessly to ensure that we found the perfect home for our family. Working with John was an absolute pleasure, and I wholeheartedly recommend his services to anyone in need of a real estate agent. With his approachability, attention to detail, and exceptional communication skills, he has set the bar high for what a realtor should be. Thank you, John, for making our home-selling and home-buying experience a smooth and enjoyable one! Home Sweet Home!
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Letty Villaescusa

1 year ago

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Edith Gutierrez
John is an exceptional loan professional
John is an exceptional loan professional

Edith Gutierrez

1 year ago

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Carnage310
Best service ever!! On a business aspect and personal! I highly recommend John and his team!
Best service ever!! On a business aspect and personal! I highly recommend John and his team!

Carnage310

2 years ago

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Frank Castillo
Amazing customer service and Johns Response time is Fantastic. Love working with this office cant wait to get more loans in together and help people get into their dream homes! Frank @ theLender
Amazing customer service and Johns Response time is Fantastic. Love working with this office cant wait to get more loans in together and help people get into their dream homes! Frank @ theLender

Frank Castillo

2 years ago

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Tony Gomez
Highly recommend. They made the process fast, easy, and always kept me informed. John and Crystal were there 24/7 to answer all my questions and concerns, I felt like I was in the right hands and being taken care of. They went beyond my expectations to ma ...
Highly recommend. They made the process fast, easy, and always kept me informed. John and Crystal were there 24/7 to answer all my questions and concerns, I felt like I was in the right hands and being taken care of. They went beyond my expectations to make sure the deal closed. From myself and my family, Thank you guys so so much for helping me with my first home.
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Tony Gomez

2 years ago

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Tamika Gale
It was great working with John. He was able to get the loan closed quick and smooth.
It was great working with John. He was able to get the loan closed quick and smooth.

Tamika Gale

2 years ago

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Norlan Reyes
John's service and commitment was greatly appreciated. Thank you.
John's service and commitment was greatly appreciated. Thank you.

Norlan Reyes

2 years ago

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Christina Cuevas
John Pagani and his staff at capitol BOC were amazing! John went above and beyond to assist us with all our needs. This is the best mortgage company! We will always refer our family and friends to Capitol BOC!!
John Pagani and his staff at capitol BOC were amazing! John went above and beyond to assist us with all our needs. This is the best mortgage company! We will always refer our family and friends to Capitol BOC!!

Christina Cuevas

2 years ago

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Charles Kim
Great experience working with John and the team. They are a class act.
Great experience working with John and the team. They are a class act.

Charles Kim

2 years ago

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Patty Amezcua
True Choice Funding got us the best rate possible, very professional and experienced staff. I highly recommend them for refinancing current loans.
True Choice Funding got us the best rate possible, very professional and experienced staff. I highly recommend them for refinancing current loans.

Patty Amezcua

6 years ago

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Ari J Sanchez
A pleasure to work with John and his helpful staff he’s knowledgeable and reliable . Thanks John
A pleasure to work with John and his helpful staff he’s knowledgeable and reliable . Thanks John

Ari J Sanchez

6 years ago

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Octavio Rivera
Thank you John for helping us with our loan and getting us an awesome payment with no money down.
Thank you John for helping us with our loan and getting us an awesome payment with no money down.

Octavio Rivera

6 years ago

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Erick M
Received an offer I couldn't resist!! I very satisfied with the service I have received. John explained every detail to me and didn't set any false expections (you know like a used car salesman would) he explained how much equity I have, how he could lowe ...
Received an offer I couldn't resist!! I very satisfied with the service I have received. John explained every detail to me and didn't set any false expections (you know like a used car salesman would) he explained how much equity I have, how he could lower my payment and the Pros and cons of each program he could offer. I ended up receiving a low rate ( in the 3's) and it saved me MONEY!! Thank you John and True Choice you are amazing. I usually don't write reviews but I can't help to give credit where credit is due.
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Erick M

6 years ago

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Cezar Cee
John Pagani and his team are excellent had a client with a refi. They made it happen in 14 days Top Notch service hands down the best of the best thanks boss got more coming
John Pagani and his team are excellent had a client with a refi. They made it happen in 14 days Top Notch service hands down the best of the best thanks boss got more coming

Cezar Cee

6 years ago

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Brenda Espinoza
This is a lender that will go above and beyond for their clients. Service and accommodation is amazing! Highly recommend them for all your loan transactions!!
This is a lender that will go above and beyond for their clients. Service and accommodation is amazing! Highly recommend them for all your loan transactions!!

Brenda Espinoza

6 years ago

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Carlos Gonzalez
We would recommend John and his team to assist you in buying your home they were patient with me and my hundred questions about my loan I would highly recommend them.
We would recommend John and his team to assist you in buying your home they were patient with me and my hundred questions about my loan I would highly recommend them.

Carlos Gonzalez

6 years ago

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